A regular roundup of essential reading, useful for anyone interested in banking, financial market and economics


Thursday 7th May 2015
 
Oil price up, bond yields soar (and therefore prices crash) ...... what's changed ?

 "Oil price jump quickens sell-off in international debt markets" , The Financial Times, p.1 , see also Editorial comment p.12, Market reports p.31.

Was it all just a dream ? They're all inter-related of course, but let's take one step at a time.... Benchmark Brent crude has rallied from a low in January of $45 per barrel to nearly $70 at its high yesterday, a rise of over 50%. The reasons ? Reduced production in war-torn Libya, concern that the situation in Yemen might disrupt supplies from the Middle East, a reversal of fortune for the previously rampant US$ (in which oil prices are quoted), signs of life in the European economy that might boost demand, and because it was oversold. Adding fuel to the fire yesterday was news that weekly inventories (stocks) in the US fell for the first time in four months. 

Higher oil prices raise the prospect of inflation, and by extension higher rates. Despite the benefits of cheap oil, even central banks in oil-importing nations will be grateful that the threat of deflation seems to be easing and those signs of recovery in Europe would seem to confirm the impression. But higher rates and yields mean lower bond prices  --  prices and yields move inversely, of course. We've seen a spike in bond yields across the globe, but to take one example : the yield on the 10yr German Bund has rocketed from below 10 basis points in mid-April to above 50 basis points .... a staggering move for sure but as the FT leader points out, perhaps the question we should be asking is not "Why are 10yr bunds suddenly yielding 50bp?" but rather "What were those people doing buying bonds yielding 10bp in the first place?".

In part, the answer to that lies with the false sense of security given to the unwary by the ECB's Quantitative Easing programme. Even at 10bp, buyers felt that if needs be they could always pass on their paper to the ECB at an even lower yield (and higher price). Ah, but the market's turned and those buyers are facing big losses on positions that they're scrambling to get out of. To make matters worse the lack of genuine liquidity in bond markets, a recurring theme in this blog, has no doubt played its part in making the reverses even sharper. Many understood the rationale behind buying bonds with such low or even negative yields but questioned its wisdom, to which the buyers might point out that in the search for somewhere safe to put their money their options are severely limited. Perhaps, but it's not looking such a safe strategy now and all should remember that there's no such thing as a free lunch. 

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