A regular roundup of essential reading, useful for anyone interested in banking, financial market and economics

FORTHCOMING ATTRACTIONS : JOBS, OIL, and some quite important POLITICS...


ref :- General

Just in case we're running around a bit and find ourselves in some communications blackspot (well, we can but hope....) , we thought we'd better alert readers of some key events over the next few days :

Friday  2nd November : Release of October Employment Data

Average Hourly Earnings (y-on-y)   :  expected +3.1%  ,  last at +2.8%
Non-Farm Payrolls (y-on-y)             :  expected +190,000k,  last at +134,000k
Unemployment Rate                        : expected 3.7%  ,  last at 3.7%

Just the other day we were talking about how the odds of the Fed's intended fourth rate hike of the year next month had slipped a touch ..... still odds-on mind you, but no longer a "lock". Reasons as to whether the Fed might stray from its stated path included some slightly iffy data (September jobs, Personal Consumption Expenditure ), a stock market suddenly in reverse gear and some very un-presidential criticism from President Trump over the central bank's tightening of monetary policy.

As it happens the probability of a December hike as calculated from futures prices, having slipped below 70%, is now trading at just over 74% ...... and for what it's worth that seems fair enough to us. It's hard to make a strong case around weaker numbers when the release of Q3 GDP shows growth at a higher-than-expected 3.5% (though the Fed might need some stronger evidence of an inflationary threat sooner or later to justify their policy).  It's also NOT the Fed's job to support asset prices, which by most measures were looking overextended anyway. A correction is not necessarily a bad thing in the longer run. And as for the verbal lashings form Mr Trump, as we've said many times : since central bank independence is key, the President's repeated interventions on the subject of rate hikes make the Fed LESS likely to follow his "advice", not more.

One month of dodgy jobs data does not amount to much, but if October's numbers disappoint again, no doubt questions will again be raised about the wisdom of another rate rise next month. Keep a close eye on the Average Hourly Earnings ....  a strong number would point to inflationary pressure down the line, even if it's not showing itself yet. A weak one ? Well, not so much ....

Sunday 4th November : Oil Sanctions on Iran officially begin

We all know the significance of the date, right ? It was deliberately chosen since Sunday 4th November 1979 was the day when Iranian students overran the US embassy in Tehran and took almost the entire embassy staff hostage. Not exactly subtle, but then again it was never meant to be and the timing is intended to illustrate the determination of the US as it discards the old nuclear deal in search of something better. We can leave the history, and indeed the rights and wrongs of America's position for another time. What we're wondering is where now for the oil price ?

Crude oil had a miserable month in October. Brent Crude was trading above $86 per barrel (West Texas Intermediate, the other world benchmark currently trades about $10 lower than Brent), and all the talk was of $100 crude. Today it's worth less than $75 and on a purely technical basis looks as sick as a dog (an old technical term). The worry HAD been how demand was going to be satisfied once Iranian oil was removed from the market. Then came a suggestion from a company that estimates output by tracking tankers by satellite that Iran was still exporting close to 2m bpd.

Now, bearish news arrives in torrents : increased US shale oil production and swollen US inventories ; a post-Soviet high in Russia's output ; a previously reticent Saudi Arabia saying they can up production (to 12m bpd) to counter any shortfalls, no problem ; a general concern that the escalating trade war will damage the global economy and its demand for oil ; and as we write, news that the US has given India (with others to follow, maybe) a waiver that allows them to reduce puchases of Iranian oil gradually

The Saudi situation is the most interesting in some ways. Is it a coincidence that they've changed their tune after getting themselves into a disastrous (and barely credible) hole over the Kashoggi murder ? There's no reason to doubt that they can up production to 12m bpd if they pull out all the stops, but then again there absolutely no guarantee that they could sustain it. Still, there no doubt that from the perspective of prices, the news is dark .... very dark.

And yet ..... regulars will know that when everything points one way we tend to get a bit nervous. Industry insiders tell us that an awful lot on the supply side is being taken for granted, and as far as Iran goes those satellite trackers were right : the sanctions haven't really begun to truly bite yet .... but they will. Whether you're a fan of Mr Trump or not, it would be foolish to doubt his tenacity. It's not mistake that oil companies are likely to make , terrified as they are of the likely repercussions should they transgress.

That may not sound like much when weighed against all the bearish news out there, but at these levels it's as hard to make a bearish case as a bullish one.

Tuesday 6th November : US mid-term elections

Right now, the bookies still reckon that the Democrats will re-take the House of Representatives but the Republicans will hold onto the Senate. If the world has learned anything in recent years, surely it's the fact that it's unwise to underestimate the electoral appeal of Mr Trump and what he stands for. Still, let's assume for a moment that the bookies are right .....

A split Congress would very likely thwart Mr Trump's plans for further tax cuts and may even bring up the possibility of impeachment proceedings against the President. In theory that would be bad for stocks and for the dollar ..... but then again how much of the recent fall in share prices was "pricing in" a Democrat victory in the House. If the Democrats do achieve success and put a stop to those extra tax cuts, and the extra funding they require, that should be supportive for bonds..... unless of course they do a deal for increased infrastructure spending ..... which in turn might support stocks. But then again, what if a split congress is unable to agree a budget and we face a government shutdown as so often in the past ? Does that mean a flight to quality and support for Treasuries ?

A bit confused ? Yeah .... best to wait and see ....

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