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Policy divergence means straightforward outlook for currencies ? It's NEVER that simple.....

Tuesday 1st December 2015


Policy divergence means straightforward outlook for currencies ? It's NEVER that simple.....


Ref : "Forex forecast clouded by policy fallout" , Markets outlook 2016, The Financial Times, p.30


As we all know only too well by now,  the next 15 days will see monetary policy decisions from the European Central Bank, the Swiss National Bank and the US Federal Reserve, in that order. In normal circumstances it might seem like a dangerous time to have to broadcast one's view on foreign exchange markets for next year, but the intentions of these central banks have been well signposted. Most , but crucially not all, are happy to draw the obvious conclusions from the widening interest rate differentials that are likely to be the result of these policy decisions.

Very broadly speaking, there are some general views that are widely subscribed to. Rising US rates (at a time when rates elsewhere are on hold or falling, even into markedly negative territory) will mean a strong US dollar. A strong dollar and higher rates will be bad news for emerging markets who carry so much debt in that currency so expect EM currencies to stay weak, particularly since they will also be undermined by a continuing Chinese slowdown. Weakness in China's yuan / renminbi will be exacerbated by the fact that now the yuan has gained reserve currency status at the IMF, China's authorities will feel less obliged to intervene on its behalf in FX markets, and will allow it to move more freely.

Sounds pretty logical, doesn't it ..... simple, even ? But what about the argument that diverging monetary policy (tightening in the States, easy or easing virtually everywhere else) has been obvious for some time, and that it must to a large degree be already priced in to the market ? Is the dollar not in danger of getting overbought ? There are many different measures of whether something is overbought or oversold : net long/short open position reports, momentum indicators and relative strength indices for example but it's important to remember that just because is overbought does not mean that it can't go higher. For what it's worth, the measures suggest that the dollar is mildly overbought but not so on a wider historical basis.

Does that means that the way's clear for an ever-strengthening dollar, then ? Well, that will probably come down to what happens after the Fed meeting on Dec 16th, and the pace of any further rate rises. It's worth having a look at the table that the FT has put together showing where 5 major global banks think some key exchange rates will be in a year's time :

Current rates :          Euro / US$   1.0595
                               US$ / JY       123.10
                               US$ / Yuan   6.3980

                                        Euro / US$                    US$ / JY                    US$ / Yuan

JP Morgan                            1.13                            110                             6.70

SocGen                                 1.00                            125                             6.80

RBCCM                                 1.02                            128                             6.95

BNP Paribas                          1.02                            134                             6.70

Nomura                                  1.00                            130                             6.75


They all seem agreed that the Yuan is going to weaken, and whilst four go for a slightly stronger dollar against the Euro and Jap Yen,  JP Morgan has called the dollar significantly weaker. Behind their thinking may well be the problems that excessive dollar strength could cause : declining exports harming growth , and the strong currency creating disinflation. As they point out, one weak quarter could be enough to stop the rate-rising cycle in its tracks.

And then there's our old friend the carry trade ..... Currencies with negative rates like the Euro and the Yen have become the funding currency, sold to purchase another with higher-yielding returns. If there's another global shock (and who would be brave enough to say there won't be?), risk aversion  could cause sharp rises in those funding currencies as the carry trades are reversed.


So, in answer to the original question : No, it's not that straightforward .... but then no one really expected it to be , did they ?

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